There are some advantages to using a mortgage broker that may be obvious, but there are also several distinct benefits of which you may not be aware. If you’re looking for a mortgage broker in Maidenhead, here’s how we can help you…

* Access: The key advantage is finding deals which you yourself couldn’t –brokers have access to a “whole of market database”, which uses paid-for software only available to FSA-regulated mortgage advisors. And while you could only practically search a limited number of lenders, mortgage brokers are able to search over 40.

* Advice: Choosing your mortgage is a personal thing – everyone has different needs, and it’s this that makes having a mortgage broker important. A broker can advise you objectively, relating products to your specific circumstances, unlike mortgage lenders who may only be able to advise you on their own products which may not compete well with others on the market. A good thing to remember, too, is that you have greater protection from an ‘advised’ sale if anything does go wrong with your mortgage.

• Speed: One bonus of using a broker is that your mortgage deal can go through more quickly. This is thanks to the broker’s experience in dealing with mortgages, but also that they’re able to speak directly to those who make the decisions on lending. They can make it a much smoother process, rather than you keep going back and forth to the lender.

• Convenience: If office hours are difficult for you, you will find that mortgage brokers will be available to suit you and your own working hours, even possibly visiting you at your convenience.

• Unusual circumstances: Poor credit rating or unusual needs? You may need a mortgage broker to even secure a deal.

Alton Mortgages are a whole of the market mortgage broker in Maidenhead and can help you in your quest to find the best mortgage for your circumstances. Call us direct or visit our main website for details.